Within one month repeated scary ads have been mailed to our home. They are made to look like collection notices and the envelope has a warning box with the following text: "$2000 FINE, 5 Years Imprisonment, or both for any person interfering or obstructing with delivery of this letter ..."

Seemingly the intent is to scare you into opening the letter and perhaps it is successful because judging from the web many gullible people have opened it and seem to take it seriously.

While there is no law against melodrama there is a law against harrassment. It is really terrible that some people feel free to prey on the economically disadvantaged. I hope that everyone does some research before letting scammers rip them off.

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Plano, Texas, United States #708920

This company, parent company Landmark Management, changes their marketing name annually or 'by state' in order to re-market to consumers with a different name (American Debt Mediators, Credit Resolution Advisors, Credit Answers, Jensen Legal Group, Worden Law Firm etc.are all the same company) and also change their address and phone numbers regularly, because they have burned their bridges so many times with consumers.

There is NOTHING this company can do for you that you can't do yourself with a little time. This (these) company requests that you to stop paying your bills, which opens you up to late fees, higher interest rates, and then litigation by creditors after a certain period of time, and will NOT represent you once you get sued. Contrary to what they tell you, they ARE NOT a law firm. There is no attorney looking out for you.

50-60% of their clients get sued by companies like Discover, Capital One, etc. It's a no-brainer that you can settle on your own with your creditors for 50-60 cents on the dollar after a certain period of delinquency, just like these people purport they can do.

You don't need to pay these people a 12% fee, plus 49.95 a month for 'maintenance costs'. They mislead consumers, especially the elderly and non-English speaking clients, that there will be no credit effects, no tax implications, even misleading foreign and elderly consumers to think that they are doing a consolidation.

Then by the time consumers are...

Do yourself a favor and work your situation out with your creditors.These people are rip-off artists preying upon the fears of consumers.

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East Meadow, New York, United States #685464

COMPANY IS FULL OF ***!!! They have sent me 4 letters, first with no letter head, then strangely enough after I reported them to attorney general I got another letter now with their letterhead. Here's what's so blatantly wrong:

1. I have no credit cards under the name they are uisng

2. my credit card debt is no where near the amout they proclaim

those of you using them are deperate and probably paying thorugh the nose and will NEVER get the success you hope for, just more issues I am SURE of that! and I do't believe the people saying they are successful aren't really part of ADM posting bogus ***!

Tear it up and ignore them, if your bank card has a dispute they will contact you first BEFORE sending out the dogs! :(

Indianapolis, Indiana, United States #680956

Everyone should carefully open their letter and black out your name, address,reference number and bar code place the letter back into the envelope and write "RETURN TO SENDER".

to bsojoe Indianapolis, Indiana, United States #680960

Then drop it into a mailbox! :grin


Just recieved a letter form ADM as well.This is complete fraud!!!

I do not even owe the debt they speak of.Please don't fall into thier trap by calling them.

Sacramento, California, United States #652798

LOL these shills with their comments below describing how wonderful this company is! :roll

New York City, New York, United States #623836

I received a threatening letter from this company for NO REASON AT ALL.

They wanted to renegotiate my debt in my (zero balance, fully current with payments, active account that has never had a late) credit card. They said i have 20 grand in debt (i don't and never have). i had 6 grand (that i have every year from my month long trip to europe) which i paid off to a zero balance 6 months ago (as i always do) and continue to pay my credit cards in full, monthly.

This is at the very least fraudulent and i'd consider it harassment. what this company does is gross and preying on people who don't know any better and get involved with them should land them in jail.

to rommy Fort Smith, Arkansas, United States #648168

received 2 letters from them also...scam!

University Park, Texas, United States #622221

Been in the program 7 months now...So far so good will keep you updated.

The only disadvantage is sometimes it's hard to reach someone.:roll


Two thumbs Up!!!

Great company!!!!

Ask for Thomas he's awesome!

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